Last updated: May 2026 — Ruan van der Merwe, Ipayp

Terms of Use

Effective Date: January 1, 2026

Welcome to ipayp.org ("the Website"), a casino and gambling review platform operated and maintained by Ruan van der Merwe. By accessing or using any part of this Website, you agree to be legally bound by the following Terms of Use. Please read these terms carefully before proceeding. If you do not agree with any portion of these terms, you must discontinue your use of ipayp.org immediately.

1. Acceptance of Terms

Your continued access to and use of ipayp.org constitutes your full and unconditional acceptance of these Terms of Use. Ruan van der Merwe reserves the right to amend, update, or modify these terms at any time without prior notice. It is your responsibility to review this page periodically. The most current version of these terms will always be available at ipayp.org and will supersede all previous versions.

2. Informational Purpose Only

All content published on ipayp.org, including but not limited to casino reviews, platform comparisons, bonus analyses, payment method guides, and editorial commentary, is provided strictly for informational and entertainment purposes only. Nothing on this Website constitutes financial advice, legal advice, investment guidance, or a recommendation to engage in any form of gambling or wagering activity.

Ruan van der Merwe, as the content author and editor of ipayp.org, makes every reasonable effort to ensure that all published information is accurate, current, and relevant to the South African (ZA) market. However, the gambling industry is subject to rapid change, and no guarantee is made regarding the completeness or ongoing accuracy of any content on this Website.

3. YMYL Disclaimer

ipayp.org covers topics that may fall under the "Your Money or Your Life" (YMYL) category. The following disclaimer applies to all content across the Website:

4. Age Requirement

ipayp.org is strictly intended for users who are 18 years of age or older. Online gambling is illegal for minors in South Africa and in most jurisdictions worldwide. By using this Website, you confirm that you are at least 18 years of age. Ruan van der Merwe and ipayp.org do not knowingly collect information from or provide content to individuals under the age of 18. If you believe a minor has accessed this Website, please contact us immediately.

5. Limitation of Liability

To the fullest extent permitted by applicable law, Ruan van der Merwe and ipayp.org shall not be held liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use this Website, including any reliance placed on content published herein. This limitation applies regardless of the legal theory under which such damages are claimed.

6. Intellectual Property

All written content, editorial reviews, ratings, graphics, logos, and other materials published on ipayp.org are the exclusive intellectual property of Ruan van der Merwe unless otherwise stated. Unauthorised reproduction, redistribution, or commercial use of any content from ipayp.org is strictly prohibited without prior written consent from the author. Limited quotation for non-commercial purposes is permitted provided clear attribution to ipayp.org and Ruan van der Merwe is included.

7. Third-Party Links

ipayp.org may contain links to third-party casino platforms, payment providers, and external websites. These links are provided for convenience only. Ruan van der Merwe does not endorse and is not responsible for the content, accuracy, or practices of any third-party website. Accessing third-party sites via ipayp.org is done entirely at your own risk.

8. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the Republic of South Africa. Any disputes arising from your use of ipayp.org shall be subject to the exclusive jurisdiction of the competent courts of South Africa.

9. Contact

For questions or concerns regarding these Terms of Use, please contact the author and editor of ipayp.org, Ruan van der Merwe, through the official contact channels available at ipayp.org.